Stockton Attorney

What can a Stockton bankruptcy attorney do for me?

Multiple situations can occur that can make you unable to settle your debts. Filing a Stockton bankruptcy is a legal process that can diminish or drastically lower your debt in order to give you a fresh start. Debts such as medical bills and credit cards bills are a couple that can be relieved. However, there are certain debts that a Stockton Bankruptcy Lawyer cannot help you forgive such as student loans and certain taxes. It takes an expert Stockton Bankruptcy Attorney to help you determine what is dischargeable. Give us a phone call (209) 266-0316

How can a Chapter 7 help stop foreclosure and help me discharge credit card debt?

Chapter 7 bankruptcy is known as the Liquidation Chapter. The notion behind Chapter 7 is that all of your debts can be discharged in exchange for any property that you are unable to protect. The Bankruptcy Code differs from state to state, but provides exemptions to protect your property and personal items. Chapter 7 bankruptcy debt relief will discharge you from all debts considered to be “dischargeable.”

How can a Chapter 13 help me consolidate debt?

Chapter 13 bankruptcy is known as the Reorganization Chapter. When filing a Chapter 13, you must make monthly payments to a Trustee to pay off a portion of your debt based on your income and expenses. This chapter facilitates protection of secured property such as a business or mortgage. Just like Chapter 7, a Chapter 11 file with one of our Stockton bankruptcy Attorney’s will discharge you from all debts considered to be “dischargeable.”

What paperwork or details do I need to start working with one of your Stockton Attorney’s?

In order to get your bankruptcy debt relief started, you will need several details regarding your financial status. Before contacting a bankruptcy lawyer, you should prepare yourself with plenty of information to perform a financial examination. Pay stubs for the last six months, a list of your debts, a breakdown of your monthly expenses and a list of all property that you own are the most common types of information you need to provide. After an initial analysis, the proper bankruptcy choice will be provided to you.

We give 1/2 hour free consultations in our Stockton, California office and work around your schedule 

Please call for a free 1/2 hour consultation with one of our bankruptcy lawyers give us a call (209) 266-0316 Our office easy to find and open from 8:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. To meet with a Stockton Bankruptcy Attorney click here for directions or see below. We are always flexible with your schedule and we will make sure you get your problems resolved. We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.